Designing a High-Converting Payment Experience for Todo Pago

Reducing checkout abandonment in a high-stakes payment flow.

Overview

Todo Pago is a digital payments platform that enables businesses to accept online transactions. The product had a functional checkout flow, but users were abandoning the onboarding process before completing it — a direct business problem with measurable revenue implications.

 

The client needed a designer who could diagnose the experience, identify where and why users were dropping off, and deliver a redesigned flow ready for development.

Impact

Problem

Users were abandoning the checkout onboarding at critical decision points. The experience was creating friction where it needed to create confidence.

 

A UX audit and heuristic evaluation revealed the core issues:

In a payment context, friction is not just a usability problem — it is a conversion problem and a trust problem.

My role as a Product Designer

Responsible for:

Process

Solution

The redesigned onboarding experience focused on removing friction at every step and reinforcing trust at the moments that matter most:

Results

The redesign was implemented in production, resolving the abandonment issues that motivated the project. The client confirmed satisfaction with the delivered solution.

 

Note: Post-launch analytics were managed by the client’s internal team. Quantitative metrics were not shared with the design team after handoff.

Key Learnings

In payment flows, clarity and trust are more impactful than adding features. Users do not abandon checkouts because the product lacks functionality — they abandon because something made them hesitate. Identifying and eliminating that hesitation is the core design challenge.

What I Learned

Designing for conversion-critical flows requires a different lens than general product design. Every interaction state, every label, every error message is a trust decision. This project reinforced that UX quality in fintech is measured not by how the product looks, but by whether users complete the action.